Bridging Finance
WE SPECIALISE IN RAISING BRIDGING FINANCE ON RESIDENTIAL AND COMMERCIAL PROPERTY TRANSACTIONS IN THE UK & EUROPE
Book your free 30-min call with one of our expert advisers at a time that best suits you
Bridging finance
Bridging finance is a short-term loan product used to cover the gap between existing financial commitments and the purchase of an asset, usually before long-term financing is secured. It is also known as gap financing, bridge loan, interim financing or swing loan and is typically secured against the asset being purchased and provides short-term liquidity. Bridging loans can be used for the purchase of residential or commercial property, financing a land development or to cover short-term cashflow needs. Bridging Finance is often used for auction finance, below-market-value purchases and distressed purchases.
Why choose us:
- Market-leading property bridging loans from £50,000 to £25m
- Monthly interest rates from 0.5% pm (lowest on the market)
- AVM’s available
- Terms up to 36 months
- 100% LTV available on BMV transactions
- LTVs up to 80% (up to 100% funding in some cases if other assets are in the background)
- Interest roll-up options
- Rebridge loan options
- Residential bridging, downsizing and upsizing finance for the UK and foreign property purchases. Chain breaking, buy to let, HMO, investment and commercial properties considered.
- Fast auction bridging loans
- Light refurbishment loans (currently uninhabitable, under permitted development rules, require internal refurbishment)
- Heavy refurbishment loans (Change of use, Extensions, basement digs, loft conversions, commercial to residential, barn conversions)
- Development bridging loan solutions and development exit finance
- Bridging loans for business purposes (Pay HMRC tax bill, purchasing land or new premises, deposit for new purchase, property portfolio purchase, business growth)
- Second charge bridging loans
- UK expat bridging loans for residential or investment property in the UK.
- Bridging loans for non-UK citizens.
- Hunting Licenses / Overdrafts
33 Cavendish Square,
London,
W1G 0PW
Unicorn Commercial Finance is a trading name of Unicorn Commercial Broker Limited
Co reg no: 11842350. Unicorn Commercial Broker Limited is a subsidiary of Unicorn Financial Services Limited 14244108. Registered address: 46b Hartburn Village, Stockton on Tees, TS18 5DS
Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement